Terms and Conditions
These Website Standard Terms and Conditions written on this webpage shall manage your use of our website, Utaqha Ventures, accessible at utaqhaventures.com.
These Terms will be applied fully and affect your use of this Website. By using this Website, you agree to accept all terms and conditions written here. You must not use this Website if you disagree with any of these Website Standard Terms and Conditions.
Intellectual Property Rights
Other than the content you own, under these Terms, Utaqha Auto Trading and/or its licensors own all the intellectual property rights and materials contained in this Website.
You are granted a limited license only for purposes of viewing the material contained on this Website.
Restrictions
You are specifically restricted from all of the following:
- Publishing any Website material in any other media;
- Selling, sublicensing, and/or otherwise commercializing any Website material;
- Publicly performing and/or showing any Website material;
- Using this Website in any way that is or may be damaging to this Website;
- Using this Website in any way that impacts user access to this Website;
- Using this Website contrary to applicable laws and regulations, or in any way that may cause harm to the Website, or to any person or business entity;
- Engaging in any data mining, data harvesting, data extracting, or any other similar activity in relation to this Website;
- Using this Website to engage in any advertising or marketing.
Certain areas of this Website are restricted from being accessed by you, and Utaqha Auto Trading may further restrict access to any areas of this Website at any time, in absolute discretion. All user data and information for this Website are confidential, and you must maintain confidentiality as well.
Content
In these Website Standard Terms and Conditions, “Content” shall mean any audio, video, text, images, or other material you choose to display on this Website. By displaying Your Content, you grant Utaqha Auto Trading a non-exclusive, worldwide, irrevocable, sublicensable license to use, reproduce, adapt, publish, translate, and distribute it in any and all media for the purposes of generating quotations and policy issuance.
Your Content must be your own and must not infringe on any third-party’s rights. Utaqha Auto Trading reserves the right to remove any of Your Content from this Website at any time without notice.
Your Privacy
Please read our Privacy Policy.
No Warranties
This Website is provided “as is,” with all faults, and Utaqha Auto Trading expresses no representations or warranties of any kind related to this Website or the materials contained on this Website. Also, nothing contained on this Website shall be interpreted as advising you.
Limitation of Liability
In no event shall Utaqha Auto Trading, nor any of its officers, directors, and employees, be held liable for anything arising out of or in any way connected with your use of this Website, whether such liability is under contract. Utaqha Auto Trading, including its officers, directors, and employees, shall not be held liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this Website.
Indemnification
You hereby indemnify to the fullest extent Utaqha Auto Trading from and against any and/or all liabilities, costs, demands, causes of action, damages, and expenses arising in any way related to your breach of any of the provisions of these Terms.
Severability
If any provision of these Terms is found to be invalid under any applicable law, such provision shall be deleted without affecting the remaining provisions herein.
Variation of Terms
Utaqha Auto Trading is permitted to revise these Terms at any time as it sees fit, and by using this Website, you are expected to review these Terms on a regular basis.
Assignment
Utaqha Auto Trading is allowed to assign, transfer, and subcontract its rights and/or obligations under these Terms without any notification. However, you are not allowed to assign, transfer, or subcontract any of your rights and/or obligations under these Terms.
Entire Agreement
These Terms constitute the entire agreement between Utaqha Auto Trading and you in relation to your use of this Website and supersede all prior agreements and understandings.
Governing Law & Jurisdiction
These Terms will be governed by and interpreted in accordance with the laws of Malaysia. By accessing this Website and/or using the services provided herein by Utaqha Auto Trading, you hereby consent to the exclusive jurisdiction of the Malaysian courts in Kuala Lumpur, Malaysia, in all disputes arising out of or relating to the use of this Website. Utaqha Auto Trading makes no representation that the materials, information, functions, and/or services provided on this Website are appropriate or available for use in jurisdictions other than Malaysia.
Underwriting
Your general insurance and takaful products are underwritten by your chosen insurance company or takaful operator. We are a registered Takaful agent and an Insurance agent of the following Insurance companies and Takaful Operators (ITOs):
- Insurer: Etiqa Takaful
Agency: Utaqha Auto Trading - Insurer: Allianz
Agency: Utaqha Auto Trading - Insurer: Takaful Malaysia
Agency: Utaqha Auto Trading